The firm operates in a structured manner on all the main types of banking disputes:

• Verification and dispute of contractual anomalies: compound interest, usury, indeterminate interest rates, hidden costs, abusive or unfair clauses in mortgage, leasing, credit and overdraft contracts.
• Liability for financial products and derivatives: disputes due to information irregularities, violation of the duty of adequacy and transparency in the sale of complex financial instruments (swaps, caps, collars, options).
• Bank guarantees and sureties: invalidity and ineffectiveness of omnibus guarantees compliant with ABI models, disputes regarding illegitimate or excessive enforcement.

• Reports to the Central Risk and Credit Information Systems (SIC): assistance in cancellation, rectification or compensation for reputational damage.

• Technical appraisals and reconstruction of relationships: drafting of econometric appraisals on debit balances, compound and usurious interest, commissions and unagreed expenses.

• Judicial and extrajudicial action: recovery of sums unduly paid or lost, including through injunctions, oppositions, recovery actions, precautionary requests and
settlement negotiations.

The activity is developed according to a consolidated methodology:

• documentary investigation and technical-legal analysis of the contract and account statements;
• preventive strategic consultancy, with assessment of the sustainability of the dispute and the negotiation margins with the intermediary;
• preparation of legal documents based on technical-accounting reports, with the support of econometric CTPs;

• interaction with the banks and the opposing lawyers, to obtain, where possible, a favourable and immediate settlement.